Cash Rate Boost Signup Offer Terms and Conditions

Terms and Conditions

To qualify for an APY boost on your funds held in Betterment Cash Reserve, you must signup and fund a qualifying account at Betterment within 4 days of signing up via the promotional offer URL. If you signed up before the date this offer was initiated but never funded an account, you are not eligible for this APY boost promotion.

If, within 4 days of signing up, you make deposits into any individual or joint Betterment investing, Cash Reserve, or crypto account of $25,000 or more (such deposits collectively an "initial qualifying deposit"), your Cash Reserve rate will be increased by 0.25% on top of the current standard Cash Reserve rate of 4.00% for 92 days from the date of your initial qualifying deposit (such increase an "initial boost"). Please note that the Cash Reserve APY is variable and only applies to Cash Reserve accounts or goals set to hold cash, not investments.

If, within 4 days of signing up, you make deposits into any individual or joint Betterment investing, Cash Reserve, or crypto account of $75,000 or more, inclusive of your initial qualifying deposit (such additional deposits collectively a "subsequent qualifying deposit"), your Cash Reserve rate will be increased by an additional 0.25% on top of the initial rate boost and standard Cash Reserve rate for 92 days (such increase a "subsequent boost"). An initial qualifying deposit and a subsequent qualifying deposit can be made on different days within 4 days of signup, in which case the initial boost and subsequent boost will expire on different days (e.g., an initial qualifying deposit on day 1 and a subsequent qualifying deposit on day 3 will result in a 0.25% boost for two days, a 0.50% boost for the next 90 days, and a 0.25% boost for two final days). You must maintain the qualifying deposits in your accounts for the duration of the promotional rate. At the end of the promotional period, your interest rate will return to the standard Cash Reserve rate at that time. APY is variable and is subject to change, including the boosted rate offered in this promotion.

This promotion is not valid with any other offers, and it is non-transferable. Offer available to U.S. Residents only. Accounts advised through the Betterment Advisor Solutions platform and balances held in 401(k) plans managed by Betterment at Work are excluded from this offer.

Betterment reserves the right to terminate this offer at any time, to limit account bonuses you are eligible to receive, and to refuse or recover any promotion award if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment Account Agreements have been violated.