Betterment at Work Trial Offer Terms and Conditions

Terms and Conditions

To qualify for 3 months free of management fees, you must fund an investment account (excluding crypto accounts) with at least $10 within 45 days of signup.

This promotion is not valid with any other offers, and it is non-transferable. Offer available to U.S. Residents only.

The offer is valid only for new individual investment accounts with Betterment LLC held in traditional securities investments (e.g. ETFs, stocks, bonds) and does not apply to cryptocurrency investments, accounts held in Betterment Cash Reserve or any Betterment Checking accounts. Employer-sponsored retirement accounts provided through Betterment at Work, accounts advised through the Betterment for Advisors platform, and Health Savings Accounts via Optum Bank also are excluded from this offer.

This offer does not apply to Betterment’s investment management fees charged on crypto accounts and does not apply to any fees charged by any advisor you are matched with.

Betterment reserves the right to terminate this offer at any time, to limit account bonuses you are eligible to receive, and to refuse or recover any promotion award if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment Account Agreements have been violated. Free time applies only to management fees charged by Betterment for investment advisory services and does not include any fees and expenses charged to shareholders by the funds held in your Betterment account.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment’s charges and expenses. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature.